MA Insurance Limited (MAIL) is the cornerstone of motorcycling in Australia, providing the essential foundation for
the sport to operate, grow and thrive, as well as ensuring that everyone can participate and continue to enjoy the sport they love.
Without MAIL and the broader Motorcycling Australia (MA) ecosystem, the sport of motorcycling in Australia would cease to exist as we know it.
This article explores how MAIL, MA, and the State Controlling Bodies (SCBs) work together to ensure the sport’s continuity – from grassroots clubs to state, national
and international competitions. It highlights the critical role of a specifically crafted insurance program and the broader MA framework in safeguarding the sport’s future, fostering development and maintaining its integrity.
The pillars of Australian motorcycling: MA, SCBs and MAIL
Motorcycling in Australia is built on a robust structure that ensures its survival and success. At the heart of this structure is MAIL, the insurance arm of
Motorcycling Australia, which provides the financial and operational safety net for the sport. Without MAIL, the sport would face insurmountable risks,
leaving clubs, riders, and events exposed to financial ruin.
But MAIL’s role extends far beyond insurance: it is part of a larger ecosystem that includes MA and the SCBs, which together provide the governance, funding and pathways necessary for the sport to flourish.
Why MAIL and MA are indispensable
- Government funding and support
MA is the only Australian motorcycle racing governing body officially recognised by the global peak body, the Fédération Internationale de Motocyclisme
(FIM). That recognition, spanning nearly 100 years, also underpins MA’s affiliation with the Australian Sports Commission (ASC) as a bona-fide National Sporting Organisation (NSO) – which opens up access to vital government funding. Similarly, without the SCBs state government funding to develop infrastructure, support grassroots clubs and foster talent would disappear. And if clubs aren’t affiliated with a recognised NSO, they too would struggle to get funding. - Sport Integrity and Fair Play
MA’s partnership with the Australian Sport Integrity Commission ensures that issues such as cheating and doping are addressed, as well as maintaining the sport’s credibility and fairness and making sure everyone has equal access to the sport Without this oversight, the sport’s reputation would suffer, and its growth would be stunted. - International pathways and events
MA’s affiliation with the Fédération Internationale de Motocyclisme (FIM) provides Australian riders with pathways to compete on the global stage. It also enables Australia to host international events, bringing economic benefits through tourism and elevating the sport’s profile. Without MA, these opportunities would vanish, leaving Australian riders isolated from the global motorcycling community. - Stability and continuity
History has shown that alternative models have led to instability and financial hardship for the people who trusted its operator and were failed by them. MA, the SCBs and MAIL provide the stability and continuity needed to ensure the sport operates seamlessly at all levels – from local club events to national championships and international competitions. - Cover and support
Having market-leading bespoke insurance coverage is critical to support those in need when they are at their most vulnerable. MAIL reviews more than 1,000 injury reports annually and handles between 60 and 100 personal accident claims. Since MAIL commenced in January 2003, it has paid out nearly $19 million in personal accident claims.
The risks of vocal alternatives
Some vocal alternatives claim they can make the sport happen without MA, appealing to grassroots riders and clubs with promises of independence.
Sure, anyone can conduct an event outside the MA jurisdiction, but that comes without the safeguards, transparency and insurance support of a governing body with 100 years of regulatory knowledge.
The collapse of alternative models serves as a stark reminder of what happens when insurance and governance structures fail. Clubs and riders are left vulnerable, events are cancelled, and the sport suffers irreparable damage MAIL, MA and the SCBs exist to prevent this scenario, ensuring the sport remains viable and vibrant for everyone involved.
MAIL: The invisible force behind the sport
Every time a rider takes to the track, volunteers and officials report for duty, a club hosts an event, or a young talent emerges, MAIL is working behind the scenes to make it possible. From providing no-excess public liability insurance to safeguarding clubs, riders, officials and volunteers, MAIL ensures that the sport can continue to operate without fear of financial ruin.
Moreover, because Motorcycling Australia is a not-for-profit National Sporting Organisation (NSO) affiliated with the Australian Sports
Commission (ASC), MAIL earnings are invested straight back into the sport, funding development programs, improving facilities and
creating opportunities for riders at all levels. This reinvestment is a testament to MAIL’s commitment to the sport’s long-term success.
A collective effort for a thriving sport
Motorcycling in Australia is more than just a sport – it’s a community where the tireless efforts of clubs and individual members are at the forefront of keeping the sport alive and vibrant for current and future generations.
In turn, MAIL is there every step of the way – from grassroots to international competition – as a bedrock of support to ensure the sport continues to grow, evolve and inspire future generations of riders.
Conclusion: MAIL makes it happen
Motorcycling in Australia is a thrilling, dynamic and deeply rewarding sport. But behind the scenes, MAIL is the unsung hero, ensuring that the sport can continue to operate, grow and inspire.
By being associated with MA, the SCBs and MAIL, riders, clubs, volunteers and fans gain access to unparalleled benefits that ensure the sport remains vibrant, accessible, and safe. Together, we provide the stability, resources, and opportunities that allow motorcycling to thrive at every level.
For more information on how MAIL supports the sport, visit www.ma.org.au/support/insurance.
Motorcycling Australia is the national governing body for motorcycle sport in Australia. Committed to promoting and developing the sport, it oversees various disciplines, including road racing, motocross, trials, and more. With a focus on safety, fair play, and fostering a vibrant riding community, Motorcycling Australia drives the growth and success of motorcycle sport across the country.